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Used cars under $10,000

A car under $10,000 can be a smart buy — a first car, a second car for the family, or a winter beater that saves your good one from the salt. At this price, history and condition matter more than the badge, which is why we keep these cars inside and let you look them over properly.

Prices are plus HST and licensing. Even at this budget, our finance desk can work out a payment, and a trade-in can cover some or all of it.

Buying advice

Buying smart under $10,000

  • Budget beyond the price: set aside money for tires, brakes and a first service. At this price, plan on some maintenance.
  • Read the history: a CARFAX Canada report shows accidents, liens and odometer records.
  • Know what the safety means: an Ontario Safety Standards Certificate is a minimum check on the day, not a warranty.
  • Compare all-in prices: in Ontario, a dealer's advertised price has to include everything except HST and licensing. Our all-in pricing guide explains it.

Questions

Are cars under $10,000 worth it?

They can be, if the history is clean and you budget for maintenance. Older, higher-kilometre cars cost less up front; service records and a careful test drive matter more than the year.

Can I finance a car under $10,000?

Yes. Lower-priced cars can be financed too, and a trade-in or down payment can lower the payment further. Approval depends on your credit situation.

Do these cheap cars come with a safety?

Ask us about each specific car. Every vehicle leaves fully registered, and we'll tell you exactly what's been done to it before you buy.

Know your payment

Estimate it in seconds, then send a no-commitment pre-approval request.

Get pre-approved